Digital Identity Wallets: A Guide to the EU's New Identity Model

Kudra, Andre; Rieger, Alexander; SEDLMEIR, Johannes; Roth, Tamara; FRIDGEN, Gilbert; Young, Amber

doi:10.1111/isj.70009

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Digital Identity Wallets: A Guide to the EU's New Identity Model

Kudra, Andre; Rieger, Alexander; SEDLMEIR, Johannes et al.

2025 • In Information Systems Journal

Peer Reviewed verified by ORBi

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https://hdl.handle.net/10993/65554

DOI
10.1111/isj.70009

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Keywords :

Challenges, Digital Wallet, Opportunities

Abstract :

[en] By 2026, the European Union will introduce digital identity wallets to its citizens, residents, and organisations. These wallets will have far‐reaching implications for how public and private sector organisations interact with their users—some evident, others less. In this paper, we synthesise several years of pioneering experience with the wallet‐based model to understand its opportunities and challenges. We discuss how the model can not only streamline organisational identity and access management but also generate broader value for organisational processes. We then unpack the challenges that come with its implementation and navigating the emerging wallet ecosystem. We conclude with a step‐by‐step guide for successfully implementing the wallet‐based model.

Research center :

Interdisciplinary Centre for Security, Reliability and Trust (SnT) > FINATRAX - Digital Financial Services and Cross-organizational Digital Transformations
NCER-FT - FinTech National Centre of Excellence in Research

Disciplines :

Management information systems
Computer science

Author, co-author :

Kudra, Andre; esatus AG Langen Germany

Rieger, Alexander ; Sam M. Walton College of Business University of Arkansas Fayetteville Arkansas USA

SEDLMEIR, Johannes ; University of Luxembourg ; Department of Information Systems University of Münster Münster Germany

Roth, Tamara ; Sam M. Walton College of Business University of Arkansas Fayetteville Arkansas USA

FRIDGEN, Gilbert ; University of Luxembourg

Young, Amber ; Sam M. Walton College of Business University of Arkansas Fayetteville Arkansas USA

External co-authors :

yes

Language :

English

Title :

Digital Identity Wallets: A Guide to the EU's New Identity Model

Publication date :

06 August 2025

Journal title :

Information Systems Journal

ISSN :

1350-1917

eISSN :

1365-2575

Publisher :

Wiley

Special issue title :

Practitioner Paper

Peer reviewed :

Peer Reviewed verified by ORBi

Additional URL :

https://onlinelibrary.wiley.com/doi/pdf/10.1111/isj.70009

FnR Project :

FNR16326754 - PABLO - Privacy-preserving Tokenisation Of Artworks, 2021 (01/06/2022-31/05/2025) - Gilbert Fridgen

Funders :

Fonds National de la Recherche Luxembourg

Available on ORBilu :

since 11 August 2025

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