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Article (Scientific journals)
Designing a framework for digital KYC processes built on blockchain-based self-sovereign identity
Schlatt, Vincent; Sedlmeir, Johannes; Feulner, Simon et al.
2022In Information and Management, 59 (7)
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Keywords :
Banking; Digital certificate; Digital wallet; Decentralized identity; Distributed ledger technology; Verifiable credential
Abstract :
[en] Know your customer (KYC) processes place a great burden on banks, because they are costly, inefficient, and inconvenient for customers. While blockchain technology is often mentioned as a potential solution, it is not clear how to use the technology’s advantages without violating data protection regulations and customer privacy. We demonstrate how blockchain-based self-sovereign identity (SSI) can solve the challenges of KYC. We follow a rigorous design science research approach to create a framework that utilizes SSI in the KYC process, deriving nascent design principles that theorize on blockchain’s role for SSI.
Disciplines :
Management information systems
Computer science
Author, co-author :
Schlatt, Vincent
Sedlmeir, Johannes  ;  University of Luxembourg
Feulner, Simon
Urbach, Nils
External co-authors :
yes
Language :
English
Title :
Designing a framework for digital KYC processes built on blockchain-based self-sovereign identity
Publication date :
November 2022
Journal title :
Information and Management
ISSN :
1872-7530
Publisher :
Elsevier, Amsterdam, Netherlands
Special issue title :
Blockchain innovations: Business opportunities and management challenges
Volume :
59
Issue :
7
Peer reviewed :
Peer Reviewed verified by ORBi
Focus Area :
Security, Reliability and Trust
Available on ORBilu :
since 12 January 2023

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