blockchain; smart contracts; Ethereum; know your customer; KYC
Résumé :
[en] Identity is a fundamental concept for the financial industry. In order to comply with regulation, financial institutions must verify the identity of their customers. Identities are currently handled in a centralized way, which diminishes users' control over their personal information and threats their privacy. Blockchain systems, especially those with support for smart contracts (e.g.,~Ethereum), are expected to serve as a basis of more decentralized systems for digital identity management.
We propose a design of a privacy-preserving KYC scheme on top of Ethereum. It would let providers of financial services leverage the potential of blockchain technology to increase efficiency of customer onboarding while complying with regulation and protecting users' privacy.
Disciplines :
Sciences informatiques
Auteur, co-auteur :
BIRYUKOV, Alex ; University of Luxembourg > Faculty of Science, Technology and Communication (FSTC) > Computer Science and Communications Research Unit (CSC)
Khovratovich, Dmitry; ABDK Consulting and Evernym Inc.
TIKHOMIROV, Sergei ; University of Luxembourg > Interdisciplinary Centre for Security, Reliability and Trust (SNT) > Computer Science and Communications Research Unit (CSC)
