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An Agentic LLM Framework for Adverse Media Screening in AML Compliance
CHERNAKOV, Pavel; JAFARNEJAD, Sasan; FRANK, Raphaël
2025
 

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Keywords :
adverse media; anti-money laundering; LLM agents; RAG; compliance automation; AMLR
Abstract :
[en] Adverse media screening is a critical component of anti-money laundering (AML) compliance in financial institutions. Traditional keyword-based approaches generate high false-positive rates, while hybrid systems require extensive manual review. We present an agentic system leveraging Large Language Models (LLMs) with Retrieval-Augmented Generation (RAG) to automate adverse media screening. Our system implements a multi-step pipeline where an LLM agent searches the web, retrieves and processes relevant documents, and computes an Adverse Media Index (AMI) score with natural language justifications. The open-source implementation supports multiple LLM backends including local and API-based services.
Research center :
NCER-FT - FinTech National Centre of Excellence in Research
Disciplines :
Engineering, computing & technology: Multidisciplinary, general & others
Author, co-author :
CHERNAKOV, Pavel ;  University of Luxembourg > Interdisciplinary Centre for Security, Reliability and Trust (SNT) > Ubiquitous and Intelligent Systems (UBI-X)
JAFARNEJAD, Sasan  ;  University of Luxembourg > Interdisciplinary Centre for Security, Reliability and Trust (SNT) > Ubiquitous and Intelligent Systems (UBI-X)
FRANK, Raphaël ;  University of Luxembourg > Interdisciplinary Centre for Security, Reliability and Trust (SNT) > Ubiquitous and Intelligent Systems (UBI-X)
External co-authors :
no
Language :
English
Title :
An Agentic LLM Framework for Adverse Media Screening in AML Compliance
Publication date :
29 December 2025
Funders :
FNR - Fonds National de la Recherche Luxembourg
Funding number :
NCER22/IS/16570468/NCER-FT
Funding text :
This research was funded in whole, or in part, by the Luxembourg National Research Fund (FNR), grant reference NCER22/IS/16570468/NCER-FT. For the purpose of open access, and in fulfilment of the obligations arising from the grant agreement, the author has applied a Creative Commons Attribution 4.0 International (CC BY 4.0) license to any Author Accepted Manuscript version arising from this submission.
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