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POCHER Nadia

University of Luxembourg > Interdisciplinary Centre for Security, Reliability and Trust (SNT) > FINATRAX

Main Referenced Co-authors
Veneris, Andreas (5)
Zichichi, Mirko (4)
FRANK, Muriel-Larissa  (3)
Ferretti, Stefano (2)
FRIDGEN, Gilbert  (2)
Main Referenced Keywords
blockchain (6); AML/CFT (3); compliance by design (3); cryptocurrency (3); privacy (3);
Main Referenced Unit & Research Centers
Interdisciplinary Centre for Security, Reliability and Trust (SnT) > FINATRAX - Digital Financial Services and Cross-organizational Digital Transformations (10)
NCER-FT - FinTech National Centre of Excellence in Research (9)
Main Referenced Disciplines
Law, criminology & political science: Multidisciplinary, general & others (13)
Engineering, computing & technology: Multidisciplinary, general & others (11)
Management information systems (7)
Computer science (7)
Business & economic sciences: Multidisciplinary, general & others (1)

Publications (total 23)

The most downloaded
1273 downloads
POCHER, N. (2023). Distributed Ledger Technologies between Anonymity and Transparency: AML/CFT Regulation of Cryptocurrency Ecosystems in the EU [Doctoral thesis, Universitat Autònoma de Barcelona]. ORBilu-University of Luxembourg. https://orbilu.uni.lu/handle/10993/55573 https://hdl.handle.net/10993/55573

The most cited

77 citations (OpenAlex)

POCHER, N., Zichichi, M., Merizzi, F., Shafiq, M. Z., & Ferretti, S. (26 July 2023). Detecting Anomalous Cryptocurrency Transactions: an AML/CFT Application of Machine Learning-based Forensics. Electronic Markets, 33 (37). doi:10.1007/s12525-023-00654-3 https://hdl.handle.net/10993/55578

FRANK, M.-L.* , POCHER, N.* , & THARWAT, A.*. (2026). The Influence of Institutional Trust on the Adoption of the Digital Euro. In Proceedings of 59th Hawaii International Conference on System Sciences (HICSS) (pp. 2206-2215). United States - Hawaii: University of Hawaii at Manoa.
Peer reviewed
* These authors have contributed equally to this work.

POCHER, N. (2025). Traceability of crypto-asset transfers under the new EU AML/CFT regime: the crypto travel rule between challenges and open issues. In Joseph Lee & Aline Darbellay, A Research Agenda for Financial Law and Regulation. Edward Elgar. doi:10.4337/9781803929996.00017
Editorial reviewed

FRANK, M.-L.* , BRENNECKE, M., HÖLZMER, P., POCHER, N., & FRIDGEN, G. (2025). Potential of AI for User-Centric Cybersecurity in the Financial Sector. In Proceedings of the Annual Hawaii International Conference on System Sciences 2025 (58). ScholarSpace. doi:10.24251/HICSS.2025.543
Peer reviewed

FRANK, M.-L., THARWAT, A., & POCHER, N. (2025). Far Enough to Share: Impact of Psychological Distance on GenAI Disclosure [Paper presentation]. Proceedings of the 31st Americas Conference on Information Systems (AMCIS), Montreal, Canada.
Peer reviewed

POCHER, N. (2025). Crypto-Asset Ecosystems and the EU Anti-Money Laundering Framework. Law and Technology Perspectives. Springer Nature Switzerland. doi:10.1007/978-3-031-94698-1
Editorial reviewed

Michalopoulos, P., Olowookere, O., POCHER, N., Sedlmeir, J., Veneris, A., & Puri, P. (2025). Privacy and Compliance Design Options in Offline Central Bank Digital Currencies. IEEE Transactions on Network and Service Management, 22 (5), 3748-3763. doi:10.1109/TNSM.2025.3575367
Peer Reviewed verified by ORBi

BARBEREAU, T. J., WEIGL, L., & POCHER, N. (2024). Financial Regulation, Political Context, and Technology in the European Union. In Decentralization Technologies. Financial Sector in Change. Springer Nature Switzerland. doi:10.1007/978-3-031-66047-4_2
Editorial reviewed

POCHER, N., & SCHÖNRICH-SEDLMEIR, J. (2024). Decentralization Beyond Disintermediation: The Case of Central Bank Digital Currencies. In Decentralization Technologies. Financial Sector in Change. Springer Nature Switzerland. doi:10.1007/978-3-031-66047-4_12
Editorial reviewed

HÖß, A., POCHER, N., Roth, T., & FRIDGEN, G. (2024). Towards a Design Science Research Process for Legal Compliance by Design. In Proceedings of Pacific-Asia Conference on Information Systems 2024. Association for Information Systems (AIS).
Peer reviewed

Michalopoulos, P., Olowookere, O., POCHER, N., SCHÖNRICH-SEDLMEIR, J., Veneris, A., & Puri, P. (2024). Compliance Design Options for Offline CBDCs: Balancing Privacy and AML/CFT. In IEEE International Conference on Blockchain and Cryptocurrency (ICBC) 2024 Proceedings. IEEE. doi:10.2139/ssrn.4770513
Peer reviewed

POCHER, N., Zichichi, M., & Ferretti, S. (2023). AML/CFT/CPF endeavors in the crypto space: from blockchain analytics to machine learning. In Proceedings of Artificial Intelligence Governance Ethics and Law (AIGEL). CEUR Workshop Proceedings.
Peer reviewed

POCHER, N., Zichichi, M., Merizzi, F., Shafiq, M. Z., & Ferretti, S. (26 July 2023). Detecting Anomalous Cryptocurrency Transactions: an AML/CFT Application of Machine Learning-based Forensics. Electronic Markets, 33 (37). doi:10.1007/s12525-023-00654-3
Peer Reviewed verified by ORBi

POCHER, N. (2023). Distributed Ledger Technologies between Anonymity and Transparency: AML/CFT Regulation of Cryptocurrency Ecosystems in the EU [Doctoral thesis, Universitat Autònoma de Barcelona]. ORBilu-University of Luxembourg. https://orbilu.uni.lu/handle/10993/55573

POCHER, N., & Veneris, A. (2022). Central Bank Digital Currencies. In Handbook on Blockchain. Cham, Unknown/unspecified: Springer Nature. doi:10.1007/978-3-031-07535-3
Peer reviewed

Fanti, G., & POCHER, N. (2022). Privacy in Cross-border Digital Currency. A Transatlantic Approach. Frankfurt Forum on US-European GeoEconomics, 1--25.
Peer reviewed

POCHER, N., & Veneris, A. (June 2022). Privacy and Transparency in CBDCs: A Regulation-by-Design AML/CFT Scheme. IEEE Transactions on Network and Service Management, 19 (2), 1776--1788. doi:10.1109/TNSM.2021.3136984
Peer Reviewed verified by ORBi

POCHER, N., & Zichichi, M. (2022). Towards CBDC-based Machine-to-Machine Payments in Consumer IoT. In Proceedings of the 37th ACM/SIGAPP Symposium on Applied Computing (SAC '22) (pp. 1--8). New York, New York, Unknown/unspecified: Association for Computing Machinery (ACM). doi:10.1145/3477314.3507078
Peer reviewed

POCHER, N. (2021). Crypto-wallets and the new EU AML package: where are the battle lines drawn? ORBilu-University of Luxembourg. https://orbilu.uni.lu/handle/10993/55575.

POCHER, N., & Veneris, A. (2021). Privacy and Transparency in CBDCs: A Regulation-by-Design AML/CFT Scheme. In Proceedings of the 2021 IEEE International Conference on Blockchain and Cryptocurrency (ICBC). doi:10.1109/ICBC51069.2021.9461090
Peer reviewed

POCHER, N. (2021). Self-hosted wallets: the elephant in the crypto room? ORBilu-University of Luxembourg. https://orbilu.uni.lu/handle/10993/55574.

Distefano, B., POCHER, N., & Zichichi, M. (2020). MOATcoin: Exploring Challenges and Legal Implications of Smart Contracts Through a Gamelike DApp Experiment. In CryBlock '20: Proceedings of the 3rd Workshop on Cryptocurrencies and Blockchains for Distributed Systems (pp. 53--58). New York, Unknown/unspecified: ACM Association for Computing Machinery. doi:10.1145/3410699.3413798
Peer reviewed

POCHER, N. (2020). The Open Legal Challenges of Pursuing AML/CFT Accountability within Privacy-Enhanced IoM Ecosystems. In Proceedings of the 3rd Distributed Ledger Technology Workshop (pp. 1--15). Aachen, Unknown/unspecified: RWTH Aachen University.
Peer reviewed

POCHER, N. (2020). The Internet of Money between Anonymity and Publicity: Legal Challenges of Distributed Ledger Technologies in the Crypto Financial Landscape. In DC JURIX 2019. Proceedings of the Seventh JURIX 2019 Doctoral Consortium (pp. 1--15). Aachen, Unknown/unspecified: Sun SITE Central Europe.
Peer reviewed

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