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See detailThe Identity Challenge in Finance: From Analogue Identity to Digitized Identification to Digital KYC Utilities
Zetzsche, Dirk Andreas UL; Arner, Douglas W.; Buckley, Ross P. et al

in European Business Organization Law Review (in press)

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See detailCan the Plight of the European Banking Structural Reforms be a Blessing in Disguise?
Nabilou, Hossein UL

in European Business Organization Law Review (in press)

One of the problems perceived to be at the heart of the global financial crisis was an amalgamation of various commercial and investment banking activities under one entity, as well as the ... [more ▼]

One of the problems perceived to be at the heart of the global financial crisis was an amalgamation of various commercial and investment banking activities under one entity, as well as the interconnectedness of the banking entities with other financial institutions, investment funds, and the shadow banking system. This paper focuses on various measures that aim to structurally separate the banking entities and their core functions from riskier financial activities such as (proprietary) trading or investments in alternative investment funds. Although banking structural reforms in the EU, UK, and the US have taken different forms, their common denominator is the separation of core banking functions from certain trading or securities market activities. Having reviewed the arguments for and against banking structural reforms and their varieties in major jurisdictions, including the EU, UK, US, France, and Germany, the paper argues that a more nuanced approach to introducing such measures at the EU level is warranted. Given the different market structures across the Atlantic and the lack of conclusive evidence on the beneficial impact of banking structural reforms, the paper concludes that the withdrawal of the banking structural reforms proposal by the European Commission has been a prudent move. It seems that in the absence of concrete evidence, experimenting with structural reforms at the Member-State level would be less costly and would provide for opportunities for learning from smaller mistakes that could pave the way for a more optimal approach to introducing banking structural reforms at the European level in the future. [less ▲]

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See detailRegional foreign banks and financial inclusion: Evidence from Africa
Leon, Florian UL; Zins, Alexandra

in Economic Modelling (in press)

Regional foreign banks expanded quickly over the past decade in developing and emerging countries and have a growing influence in banking systems. We question whether the development of African regional ... [more ▼]

Regional foreign banks expanded quickly over the past decade in developing and emerging countries and have a growing influence in banking systems. We question whether the development of African regional foreign banks, also called Pan-African banks, influences financial inclusion of firms and households. To this end, we combine the World Bank Global Findex database and the World Bank Enterprise Surveys with a hand-collected database on the presence of regional foreign banks. We find that Pan-African banks presence increases firms’ access to credit and limited evidence that they favor financial access of the middle class by restoring confidence in banks. We suggest that this impact is related to the adoption of an aggressive strategy aiming at gaining market shares rather than through the exploitation of informational and technological advantages. [less ▲]

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See detailThe Fundamental Right to Data Protection of Blockchain Users seen through the Applicability of the GDPR
Jolly, Loren UL

in Borges, Georg; Sorge, Christoph (Eds.) IT Law and Legal Informatics (in press)

The aim of this chapter is to highlight the different issues that one faces when trying to ensure the fundamental right to data protection of blockchain users. The provisions of the General Data ... [more ▼]

The aim of this chapter is to highlight the different issues that one faces when trying to ensure the fundamental right to data protection of blockchain users. The provisions of the General Data Protection Regulation are used as an example of the difficulties. Here, two principal issues are addressed: issues regarding the addressees of the General Data Protection Regulation's provisions and issues regarding the qualification and treatment of data available on permissionless and permissioned blockchains. Finally, this article highlights the consequences that these uncertainties may have on the protection of users’ fundamental rights and the necessity to ensure legal certainty through additional guidance from the European legislator or upcoming case-law. [less ▲]

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See detailThe English and German versions of the Lesbian, Gay, and Bisexual Identity Scale: Establishing measurement invariance across nationality and gender groups
Niepel, Christoph UL; Greiff, Samuel UL; Mohr, Jonathan J. et al

in Psychology of Sexual Orientation and Gender Diversity (in press)

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See detailUsing Passive Data Collection Methods to Learn Complex Mobility Patterns: An Exploratory Analysis
Toader, Bogdan UL; Cantelmo, Guido UL; Popescu, Mioara et al

Scientific Conference (in press)

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See detailExternalisation de la politique migratoire et identité de l'Union européenne
Neframi, Eleftheria UL; Gatti, Mauro UL

in Benlolo, Myriam (Ed.) L'Union européenne et les migrations (in press)

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See detailFamiliale Generationsbeziehungen (international)
Albert, Isabelle UL; Schwarz, Beate; Mayer, Boris et al

in Ecarius, Jutta; Schierbaum, Anja (Eds.) Handbuch Familie: Bildung, Erziehung und sozialpädagogische Arbeitsfelder (in press)

Der vorliegende Beitrag beschäftigt sich mit intergenerationalen Familienbeziehungen im Kulturvergleich. Nach einer Einführung in grundlegende theoretische Modelle und Forschungstraditionen werden im ... [more ▼]

Der vorliegende Beitrag beschäftigt sich mit intergenerationalen Familienbeziehungen im Kulturvergleich. Nach einer Einführung in grundlegende theoretische Modelle und Forschungstraditionen werden im zweiten Teil Forschungsprojekte und -ergebnisse zur Ausgestaltung von Generationsbeziehungen in verschiedenen kulturellen Kontexten und im Zusammenhang mit Migration aufgezeigt sowie die Bedeutung von gesellschaftlichen Rahmenbedingungen für die Ausgestaltung von familiären Generationsbeziehungen dargelegt. [less ▲]

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See detail“That’s a value I would transmit in some way, but how concretely, I don’t know” – Intergenerational value transfer revisited in light of memory
Albert, Isabelle UL; Barros, Stephanie; Boulanger, Dany

in Wagoner, Brady; Bresco, I.; Zadeh, S. (Eds.) Memory in the Wild (in press)

Intergenerational value transmission occurs widely and to a large extent within the family as primary socialization agent. In families, children are confronted with specific practices, paradigms, rules ... [more ▼]

Intergenerational value transmission occurs widely and to a large extent within the family as primary socialization agent. In families, children are confronted with specific practices, paradigms, rules and routines which are part of their family culture (Albert & Barros Coimbra, 2017) and as such family is a mediator between societal/cultural and individual values. The ability to transmit values is essential for collective knowledge and memory, the continuity of value orientations being a main feature of intergenerational relations that enables members of different generations to communicate with each other (Barni, Rosnati, & Ranieri, 2013; Halbwachs, 1941/1992; Schönpflug, 2001). Intergenerational transmission of values becomes particularly complex in the context of migration or in times of rapid social change. On the one hand, family identity and traditions might provide a secure base in light of a changing context, and parents might find it important to transmit traditional values to the next generation in order to keep memories alive. At the same time, they might feel that their children should adapt to the changed cultural context, resulting in a (not always clear) dilemma about what they want for their children. How can migrant parents reconcile or move between the different collective frameworks of their culture of origin and the receiving culture (Middleton & Brown, 2005)? In the following, we will first give a brief overview over research in the area of intergenerational value transmission, and we will second illustrate and further inform our theoretical assumptions by identifying related themes and phenomena in our qualitative dyadic interviews. Then, we will delve into memory as a horizon that is emerging out of the analysis as a transversal theme. From this point of view, we continue the analysis and progressively integrate the notions pertaining to the role of memory in the intergenerational transmission of values. Aspects of cultural background are apparent in the excerpts that we will quote supporting the themes we will refer to. We will more explicitly return to this in our conclusions. [less ▲]

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See detailZwischen Konformität und Handlungsmacht: Ein Blick auf die Verarbeitungspraxis von Qualitätsvorgaben in der Offenen Kinder- und Jugendarbeit
Biewers, Sandra UL

in Deinet, Ulrich; Sturzenhecker, Benedikt (Eds.) Handbuch Offene Kinder- und Jugendarbeit (in press)

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See detailMeasuring Anxiety in Older Adults: Development, Diagnostic Accuracy, and Preliminary Validation of a Short-Form of the German Geriatric Anxiety Scale (GAS-G-SF)
Gottschling, Juliana UL; Dörendahl, Jan UL; Prell, Tino et al

in Journal of Personality Assessment (in press)

Anxiety symptoms and anxiety disorders are highly prevalent among older adults, and are associ- ated with considerable distress, functional impairment, and burden. Also, there is growing need for brief ... [more ▼]

Anxiety symptoms and anxiety disorders are highly prevalent among older adults, and are associ- ated with considerable distress, functional impairment, and burden. Also, there is growing need for brief instruments to measure anxiety symptoms in primary care and geriatric medical settings. Therefore, the current study focuses on the development and psychometric evaluation of a short- form of the Geriatric Anxiety Scale (GAS-G), a well-established anxiety instrument for use with older adults. Study 1 draws on the original data from the GAS-G validation study (N1⁄4242) to develop the short-form (GAS-G-SF) and determines whether the results replicate with the short- form. Study 2 extends the validation of the GAS-G-SF to a clinical sample (N1⁄4156; 62 patients with heart disease, 94 patients with Parkinson’s disease). Overall, the GAS-G-SF showed promising psychometric properties in terms of internal consistency and validity. Also, the GAS-G-SF showed good discriminatory power based on receiver operating characteristic curve analysis in both stud- ies. These results support the utility of the GAS-G-SF as a brief assessment measure for anxiety. [less ▲]

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See detailL’autobiographie dans la littérature de l’immigration italienne du Luxembourg et de la Grande Région
Cicotti, Claudio UL

in Cicotti, Claudio (Ed.) La volonté d s'écrire (in press)

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See detailLuxembourg: Grand-Duke Henri’s refusal, in 2008, to sign the bill legalizing euthanasia
Heuschling, Luc UL

in Hazell, Robert; Morris, Bob (Eds.) European Monarchies Compared (in press)

Detailed reference viewed: 178 (22 UL)
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See detailDo banks and microfinance institutions compete? Microevidence from Madagascar
Leon, Florian UL; Baraton, Pierrick

in Economic Development and Cultural Change (in press)

This paper examines whether the loan strategy of a microfinance institution is shaped by the entry of a bank. Specifically, we investigate whether the distance between a borrower of a microfinance ... [more ▼]

This paper examines whether the loan strategy of a microfinance institution is shaped by the entry of a bank. Specifically, we investigate whether the distance between a borrower of a microfinance institution and the closest bank influences loan conditions provided by the microfinance institution. We use an original panel dataset of 32,374 loans granted to 14,834 borrowers provided by one of the largest microfinance institutions in Madagascar between 2008 and 2014. We find that the closer a bank is located to a given MFI borrower, the larger the loan obtained and the less collateral required. We also find that the effect is stronger for clients that could be more easily caught by banks (i.e., large firms and clients without a previous relationship with the MFI). [less ▲]

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See detailGleanings from applications for the graph-based exploration of cultural heritage collections
During, Marten UL

in Kerschbaumer, Florian; Keyserlingk, Linda Von; Stark, Martin (Eds.) et al The Power of Networks. Prospects of Historical Network Research (in press)

Detailed reference viewed: 62 (9 UL)
See detailBook review: Bessey, Valérie et Werner Paravicini: Guerre des manifestes : Charles le Téméraire et ses ennemis (1465-1475)
Genot, Gilles UL

in Hemecht: Zeitschrift für Luxemburger Geschichte (in press)

Detailed reference viewed: 41 (1 UL)
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See detailSelf-Regulation of Fundamental Rights? The EU Code of Conduct on Hate Speech, Related Initiatives and Beyond
Quintel, Teresa Alegra UL; Ullrich, Carsten UL

in Ojanen, Tuomas; Petkova, Bilyana (Eds.) Fundamental Rights Protection Online: the Future Regulation of Intermediaries (in press)

This contribution will give a brief overview of EU legislation encouraging self-regulation, such as codes of conduct, communications and recommendations and propose an alternative approach towards ... [more ▼]

This contribution will give a brief overview of EU legislation encouraging self-regulation, such as codes of conduct, communications and recommendations and propose an alternative approach towards fighting illegal content on online platforms, which ventures squarely into co-regulation. There is no formal and straightforward definition on what constitutes illegal hate speech. However, hate speech might be classified as targeting minority groups in a way that promotes violence or social disorder and hatred. The use of social media and online platforms to spread illegal content and hate speech has increased progressively during recent years, as content may be disseminated anonymously and further shared by other users. Therefore, the timely removal or blocking of access to illegal content is essential to limit the wider dissemination and harm of individuals targeted by hate speech. The prominent role of online platforms in revolutionizing modern communication and as influencers of the public opinion has increasingly come to the attention of policy makers. Since online platforms provide an important stage for phenomena such as ‘fake news’, ‘hate speech’ or ‘disinformation’, the pressure to take more responsibility over content hosted by them has grown. The EU Commission took action via several attempts to set certain rules for online intermediaries, mostly relying on non-binding agreements, often in the form of self-regulatory measures, such as codes of conduct, guidelines and recommendations. These measures have raised concerns regarding possible limitations of Freedom of Expression, because they require online platforms to adjudicate on the legality of content, often by relying on automated systems. Meanwhile decisions over the unlawfulness of hate speech and “disinformation” are often notoriously difficult. The deployment of algorithms to analyse the content generated on platforms, such as recognition and filtering technologies, bear risks and pitfalls of automated compliance solutions. Although the use of algorithms to monitor content online still happens based on the “human-in-the-loop principle”, the diligence and efficiency with which illegal content can be reviewed is also dependent on the financial capacity and resources of each company. In addition, these privatized removal procedures maybe influenced by commercial interests and lack effective appeals mechanisms. All these issues throw up serious questions about the democratic legitimacy of self-regulatory removal procedures An alternative solution, proposed in this article, would require platforms to apply a risk-based approach to preventing and removing illegal content. The norms and standards of such an approach would be based on duty of care and be subject to regulatory oversight. It is suggested that the current self-regulatory proposals be replaced by co-regulatory solutions. [less ▲]

Detailed reference viewed: 168 (13 UL)
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See detailBorders and Migration
Nienaber, Birte UL

in Wassenberg, Birte; Reitel, Bernard; Thevenet, Anne (Eds.) et al Critical Dictionary on Cross-Border Cooperation in Europe (in press)

Detailed reference viewed: 77 (10 UL)