References of "Malhotra, Aanchal"
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See detailSelf-Sovereign Identity for the Financial Sector: A Case Study of PayString Service
Scheidt de Cristo, Flaviene UL; Shbair, Wazen UL; Trestioreanu, Lucian Andrei UL et al

Scientific Conference (2021, December 06)

PayString is an initiative to make payment identifiers global and human-readable, facilitating the exchange of payment information. However, the reference implementation lacks privacy and security ... [more ▼]

PayString is an initiative to make payment identifiers global and human-readable, facilitating the exchange of payment information. However, the reference implementation lacks privacy and security features, making it possible for anyone to access the payment information as long as the PayString identifier is known. Also this paper presents the first performance evaluation of PayString. Via a large-scale testbed our experimental results show an overhead which, given the privacy and security advantages offered, is acceptable in practice, thus making the proposed solution feasible. [less ▲]

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See detailSPON: Enabling Resilient Inter-Ledgers Payments with an Intrusion-Tolerant Overlay
Trestioreanu, Lucian Andrei UL; Nita-Rotaru, Cristina; Malhotra, Aanchal et al

Scientific Conference (2021, October 04)

Payment systems are a critical component of everyday life in our society. While in many situations payments are still slow, opaque, siloed, expensive or even fail, users expect them to be fast ... [more ▼]

Payment systems are a critical component of everyday life in our society. While in many situations payments are still slow, opaque, siloed, expensive or even fail, users expect them to be fast, transparent, cheap, reliable and global. Recent technologies such as distributed ledgers create opportunities for near-real-time, cheaper and more transparent payments. However, in order to achieve a global payment system, payments should be possible not only within one ledger, but also across different ledgers and geographies.In this paper we propose Secure Payments with Overlay Networks (SPON), a service that enables global payments across multiple ledgers by combining the transaction exchange provided by the Interledger protocol with an intrusion-tolerant overlay of relay nodes to achieve (1) improved payment latency, (2) fault-tolerance to benign failures such as node failures and network partitions, and (3) resilience to BGP hijacking attacks. We discuss the design goals and present an implementation based on the Interledger protocol and Spines overlay network. We analyze the resilience of SPON and demonstrate through experimental evaluation that it is able to improve payment latency, recover from path outages, withstand network partition attacks, and disseminate payments fairly across multiple ledgers. We also show how SPON can be deployed to make the communication between different ledgers resilient to BGP hijacking attacks. [less ▲]

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See detailPrivacy-Preserving PayString Service
Scheidt de Cristo, Flaviene UL; Shbair, Wazen UL; Trestioreanu, Lucian Andrei UL et al

Poster (2021, May)

PayString is an initiative to make payment identifiers global and human-readable, facilitating the exchange of payment information. However, the reference implementation lacks privacy and security ... [more ▼]

PayString is an initiative to make payment identifiers global and human-readable, facilitating the exchange of payment information. However, the reference implementation lacks privacy and security features, making it possible for anyone to access the payment information as long as the PayString identifier is known. Also, this paper presents the first performance evaluation of PayString. Via a large-scale testbed, our experimental results show an overhead which, given the privacy and security advantages offered, is acceptable in practice, thus making the proposed solution feasible. [less ▲]

Detailed reference viewed: 170 (13 UL)