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See detailDesigning a framework for digital KYC processes built on blockchain-based self-sovereign identity
Schlatt, Vincent; Sedlmeir, Johannes UL; Feulner, Simon et al

in Information and Management (2022), 59(7),

Know your customer (KYC) processes place a great burden on banks, because they are costly, inefficient, and inconvenient for customers. While blockchain technology is often mentioned as a potential ... [more ▼]

Know your customer (KYC) processes place a great burden on banks, because they are costly, inefficient, and inconvenient for customers. While blockchain technology is often mentioned as a potential solution, it is not clear how to use the technology’s advantages without violating data protection regulations and customer privacy. We demonstrate how blockchain-based self-sovereign identity (SSI) can solve the challenges of KYC. We follow a rigorous design science research approach to create a framework that utilizes SSI in the KYC process, deriving nascent design principles that theorize on blockchain’s role for SSI. [less ▲]

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See detailFederal Blockchain Infrastructure Asylum (FLORA) - Piloting and evaluation of the FLORA support system in the context of the AnkER facility Dresden
Amend, Julia; Arnold, Laurin; Fabri, Lukas et al

Report (2022)

Detailed reference viewed: 50 (3 UL)
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See detailOpportunities and challenges of using blockchain technology in public administration – Insights from the FLORA project of Germany’s Federal Office for Migration and Refugees
Amend, Julia; Arnold, Laurin; Feulner, Simon et al

Report (2022)

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See detailExploring the use of self-sovereign identity for event ticketing systems
Feulner, Simon; Sedlmeir, Johannes UL; Schlatt, Vincent et al

in Electronic Markets (2022), 32

This position paper discusses the challenges of blockchain applications in businesses and the public sector related to an excessive degree of transparency. We first point out the types of sensitive data ... [more ▼]

This position paper discusses the challenges of blockchain applications in businesses and the public sector related to an excessive degree of transparency. We first point out the types of sensitive data involved in different patterns of blockchain use cases. We then argue that the implications of blockchains’ information exposure caused by replicated transaction storage and execution go well beyond the often-mentioned conflicts with the GDPR’s “right to be forgotten” and may be more problematic than anticipated. In particular, we illustrate the trade-off between protecting sensitive information and increasing process efficiency through smart contracts. We also explore to which extent permissioned blockchains and novel applications of cryptographic technologies such as self-sovereign identities and zero-knowledge proofs can help overcome the transparency challenge and thus act as catalysts for blockchain adoption and diffusion in organizations. [less ▲]

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